Therapy on a budget

Therapy on a budget | Life

26th May 2021 by naffy

Mental Health

A big barrier many of us face when it comes to seeking therapy is money. We immediately think it is far too expensive or out of remit. Something we should not indulge in. Then our state of mind decreases to such an extent we have no alternative but to seek out said therapy. It doesn’t have to be that way. If you look around there are services out there aiming to make it accessible as possible ensuring you can take preventative measures in looking after your mental health not just as a last resort.


My first port of call especially if money is an issue would be to seek therapy via the NHS. Alongside being free you can trust the person you are speaking to is qualified. In my experience, it does take a couple of tries to find the right person for you but that is fine. You can swap/ try again with a new therapist if you need to. There is also a waitlist depending so you may be waiting for a couple of months before your appointment. I found this depends on your GP and your local services so make sure you are honest about the extent of your situation.  It is also not a long-form of therapy. NHS therapy comes with a clear start and end date. Often they are in session blocks (6-12) which is good but after that initial help, I wanted to go a bit deeper and preferred something a little more long-form.


Websites such as the BACP and South Asian Therapists list all the qualified therapists within the UK. The listing includes their credentials along with their rates. A lot of the time, they will mention rates for students and those from low-income households so while many sessions tend to start from £50 it can be considerably cheaper. They may also offer different rates for in-person sessions and online sessions.

Therapy on a budget

Better Help

This is not a service I have used but having spoken to friends who have used it, it is a very accessible form of therapy. You pay roughly £45 for 6 sessions. You can select preferences for your therapist (Male, female, etc) and you can text them in between sessions via the app and your sessions can be done either by video, text, or phone.

Services Available at your place of education or work

If you’re a student at school or university, you can see what services are on offer. Student unions will be able to lead you in the right direction. For those of you like me, at work, it is worth checking to see if there is a mental health nurse available if you can access a therapist either paid for in full or partially by the company as part of your healthcare plan.

Charities services and helplines

These are hotlines such as The Samaritans, BEAT, and Mind. If you’re struggling and unsure who to go to, charities such as these are a good place to start. The volunteers are trained to listen to you and guide you as best as possible. They can do anything from being just an ear, someone for you to talk to and guide you in the right direction. (Some may also be able to help with funding for the treatment)

I am aware a lot of these still have some level of privilege to them. Even the charity services require you to have access to either the internet or a phone but I hope this allows you to see access to good mental healthcare is not out of your limits and something you, yes you, deserve.

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